Your data, plainly.

What we collect

• Your account: your email address and name, used to sign you in with a one-time code.
• Your household's finances: account balances and transactions from the banks, cards and brokers your household has connected, and values your adviser enters (property, investments, loans).
• Notes and edits: codes, vendor names, descriptions and notes you or your adviser add.
• Photos, only if you choose one: when you pick a photo as a vendor's logo, that single image is uploaded. The app never reads the rest of your photo library.
• Notifications: if you allow them, a push token so we can send alerts to your phone.

We don't use advertising, analytics trackers or cross-app tracking, and we never sell or rent your data.

How we use it

Only to run the service for your household: showing your net worth and books, keeping them in sync with your accounts, suggesting how to categorise transactions, sending your sign-in codes, nightly summaries and alerts, and letting your adviser look after your finances.

Who sees it

You, the people in your household who are invited, and your adviser. Nobody outside your household can see your data. To provide the service we use these processors, who handle data only on our behalf:

• Supabase (database, sign-in and file storage) and Vercel (hosting)
• Resend (sign-in codes and email summaries)
• Lunch Flow, Investec, Revolut Business and Tradesolo (reading balances and transactions you connected)
• Anthropic and OpenAI (AI): transaction descriptions and vendor names are sent to suggest categories, identify businesses and draw vendor icons. They are not used to train their models.
• Expo and Apple (delivering push notifications)

Keeping it safe

Data is encrypted in transit and at rest. Bank transactions are stored read-only, and access is limited to your household and your adviser.

Your choices

You can ask us for a copy of your data, to correct it, or to delete your account and your household's data at any time. Email cody@wearegargantua.com and we'll act on it within 30 days. We keep data for as long as your household uses the service.

Contact

Questions about privacy: cody@wearegargantua.com.